Lend to verified purchase orders.
Fixed-rate, fixed-term pools. A verified business borrows against an accepted purchase order and the pool pays its supplier directly. The borrower pays the stated rate; contributors share it in proportion to what is lent — and share losses the same way.
Borrowers may not repay. Capital locks at the subscription cutoff and can be lost. No return, payout date or liquidity is guaranteed.
Borrower rates are policy terms, not contributor returns. Contributor proceeds depend on utilization, repayment and losses; nothing is guaranteed. All figures are illustrative preview values.
It could decrease. Nothing moves unless you sign.
Finance a purchase order.
Eligibility answers instantly with reasons, the offer is two numbers, and the pool pays your supplier directly — the money never routes through you, and your repayment date is stated before anything is signed.
Unsecured test credit — no bank collateral, no reserved funds, no automatic bank debit
Rules and risk
Read before contributing. Nothing here is a bank deposit, an insured product or a guaranteed return. It could decrease. Nothing moves unless you sign.
Loans finance accepted purchase orders. The supplier is paid directly; the borrowing business owes the debt. Repayments return to the pool.
Deposits and early withdrawals end at the published cutoff — even if activation or an indexer update is late. There is no early exit while lending or in runoff.
Borrowers may not repay. Losses are allocated pro rata by frozen ownership. The capital reserve limits new lending; it is not insurance or an exit fund.
Received interest is distributed only after valid closure. A borrower’s rate is not your yield. No APY, payout date or liquidity is promised.
After closure you claim your share of what the pool actually holds. Written-down debt remains owed; later recoveries go to the same cohort.
Not a bank, custodian, or insured product. Verification is not collateral or a repayment guarantee. Participation is subject to eligibility.
What contributors can see of a pool’s loans — permitted fields only. Loan portfolio
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